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IMPORTANT MESSAGE:
If you have a mortgage that is coming due in the next 120 days, take action immediately and let us get you a guaranteed interest rate right now!
Zero cost, 100% peace of mind.

We've been helping Canadian Homebuyers for over 30 years to get the best mortgage rates.

In the Numbers

25 years of experience

Ongoing Projects
Houses Financed
+
Lender Partners
$ B
Lended to Homebuyers

We work around your schedule

Booking an appointment with Homefund is simple and easy. Find the time that works for you, and we will dedicate a full hour to your needs.

All of our consultations are free and non-obligational. We strongly believe that our honest & straightforward service can help you find the best mortgage solution. No strings attached, try us out today.

Can I pass the mortgage stress test?

A mortgage broker can find multiple options to ensure that you pass the mortgage stress test. Contact us today and we will provide you with the right information.

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Latest Canadian Mortgage News

Purchased Before Selling? Bridge Financing Explained
What is a bridge loan, or commonly known as a mortgage bridge financing? The typical need for a bridge loan is when you have purchased a property in and sold your current property, but the closing date of the purchase is earlier than the sale.  Since you cannot access your equity until your current home...
January 24, 2020
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How To Pay Down Your Mortgage Faster
Paying off your mortgage as fast as possible reduces the amount of money you spend on interest, as well as lowering your debt and therefore increasing your net worth.   To pay off your mortgage faster, you need to shorten the amortization period,  and pray for lower interest rates along the way to help keep...
January 24, 2020
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How Mortgage Rates Are Set, And What It Means To You
Mortgage Lenders such as banks, trust companies and credit unions, use 5 indicators when setting up their fixed mortgage rates. These 5 indicators are bond yield, lender competition, expenses, possible risks and profitability.  These 5 indicators vary all the time and therefore rates will vary from one lender to another.   Each mortgage lender decides their...
August 10, 2019
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CMHC Mortgage Consumer Survey

Around this time each year, CMHC releases its Mortgage Consumer Survey, a keenly insightful report for anyone in the mortgage business.

January 31, 2019
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Restricted Mortgages. The Rate Sells.

One basis point (“bps”) equals one one-hundredth of a percentage point (0.01%). On a $300,000 mortgage, a rate that is one bps higher boosts the payment by a scant $1.49 a month. From the way some folks select a mortgage, however, it might as well be $149 a month.

May 18, 2015
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Parents to the Rescue

If you’ve ever wondered how first-time buyers are affording ever-bigger down payments, BMO may have the answer: parental assistance.

May 6, 2015
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