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Best Mortgage Rates & Advice

For Canadian Homebuyers

Homefund Mortgage Brokers have been helping Canadian Homebuyers for over 25 years to get the best mortgage rates, and best advice for buying a home.

In the Numbers

25 years of experience

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Booking an appointment with Homefund is simple and easy. Find the time that works for you, and we will dedicate a full hour to your needs.

All of our consultations are free and non-obligational. We strongly believe that our honest & straightforward service can help you find the best mortgage solution. No strings attached, try us out today.

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A mortgage broker can find multiple options to ensure that you pass the mortgage stress test. Contact us today and we will provide you with the right information.



Our Blog

Latest Canadian Mortgage News

CMHC Mortgage Consumer Survey

Around this time each year, CMHC releases its Mortgage Consumer Survey, a keenly insightful report for anyone in the mortgage business.

January 31, 2019
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Restricted Mortgages. The Rate Sells.

One basis point (“bps”) equals one one-hundredth of a percentage point (0.01%). On a $300,000 mortgage, a rate that is one bps higher boosts the payment by a scant $1.49 a month. From the way some folks select a mortgage, however, it might as well be $149 a month.

May 18, 2015
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Parents to the Rescue

If you’ve ever wondered how first-time buyers are affording ever-bigger down payments, BMO may have the answer: parental assistance.

May 6, 2015
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The BoC, Home Prices & Mortgage Rules

No rate cut surprises to report today. Canada’s key lending rate “remains appropriate,” said the Bank of Canada this morning. That’ll keep prime rate at 2.85% for now.

April 15, 2015
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Behind CMHC’s Premium Hike

On June 1 higher insurance premiums kick in for those buying a home with less than 10% down. These folks will cough up another 0.45 percentage points of their home’s value to get an insured mortgage.

April 12, 2015
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First-Time Buyers by the Numbers

With 35-50% of home sales attributed to first-time buyers (depending on the year and survey), it’s vital for mortgage marketers and industry watchdogs to understand the traits and risks of this demographic. That includes understanding how well prepared young Canadians are to buy a home, and to handle rate hikes, price corrections and unemployment.

April 8, 2015
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