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Best Mortgage Rates & Advice

For Canadian Homebuyers

Homefund Mortgage Brokers have been helping Canadian Homebuyers for over 25 years to get the best mortgage rates, and best advice for buying a home.

In the Numbers

25 years of experience

Ongoing Projects
Houses Financed
+
Lender Partners
$ B
Lended to Homebuyers
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We work around your schedule

Booking an appointment with Homefund is simple and easy. Find the time that works for you, and we will dedicate a full hour to your needs.

All of our consultations are free and non-obligational. We strongly believe that our honest & straightforward service can help you find the best mortgage solution. No strings attached, try us out today.

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Can I pass the mortgage stress test?

A mortgage broker can find multiple options to ensure that you pass the mortgage stress test. Contact us today and we will provide you with the right information.

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Latest Canadian Mortgage News

How Mortgage Rates Are Set, And What It Means To You
Mortgage Lenders such as banks, trust companies and credit unions, use 5 indicators when setting up their fixed mortgage rates. These 5 indicators are bond yield, lender competition, expenses, possible risks and profitability.  These 5 indicators vary all the time and therefore rates will vary from one lender to another.   Each mortgage lender decides their...
August 10, 2019
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CMHC Mortgage Consumer Survey

Around this time each year, CMHC releases its Mortgage Consumer Survey, a keenly insightful report for anyone in the mortgage business.

January 31, 2019
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Restricted Mortgages. The Rate Sells.

One basis point (“bps”) equals one one-hundredth of a percentage point (0.01%). On a $300,000 mortgage, a rate that is one bps higher boosts the payment by a scant $1.49 a month. From the way some folks select a mortgage, however, it might as well be $149 a month.

May 18, 2015
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Parents to the Rescue

If you’ve ever wondered how first-time buyers are affording ever-bigger down payments, BMO may have the answer: parental assistance.

May 6, 2015
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The BoC, Home Prices & Mortgage Rules

No rate cut surprises to report today. Canada’s key lending rate “remains appropriate,” said the Bank of Canada this morning. That’ll keep prime rate at 2.85% for now.

April 15, 2015
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Behind CMHC’s Premium Hike

On June 1 higher insurance premiums kick in for those buying a home with less than 10% down. These folks will cough up another 0.45 percentage points of their home’s value to get an insured mortgage.

April 12, 2015
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