TOLL FREE: 1-888-588-6666
LOCAL: 416-696-9866

“You come to us for the rate,
you’ll be back for the service!”™

We've been helping Canadian Homebuyers for over 25 years to get the best mortgage rates.

In the Numbers

25 years of experience

Ongoing Projects
Houses Financed
Lender Partners
$ B
Lended to Homebuyers

We work around your schedule

Booking an appointment with Homefund is simple and easy. Find the time that works for you, and we will dedicate a full hour to your needs.

All of our consultations are free and non-obligational. We strongly believe that our honest & straightforward service can help you find the best mortgage solution. No strings attached, try us out today.

Can I pass the mortgage stress test?

A mortgage broker can find multiple options to ensure that you pass the mortgage stress test. Contact us today and we will provide you with the right information.



Our Blog

Latest Canadian Mortgage News

How Mortgage Rates Are Set, And What It Means To You
Mortgage Lenders such as banks, trust companies and credit unions, use 5 indicators when setting up their fixed mortgage rates. These 5 indicators are bond yield, lender competition, expenses, possible risks and profitability.  These 5 indicators vary all the time and therefore rates will vary from one lender to another.   Each mortgage lender decides their...
August 10, 2019
No Comments
CMHC Mortgage Consumer Survey

Around this time each year, CMHC releases its Mortgage Consumer Survey, a keenly insightful report for anyone in the mortgage business.

January 31, 2019
No Comments
Restricted Mortgages. The Rate Sells.

One basis point (“bps”) equals one one-hundredth of a percentage point (0.01%). On a $300,000 mortgage, a rate that is one bps higher boosts the payment by a scant $1.49 a month. From the way some folks select a mortgage, however, it might as well be $149 a month.

May 18, 2015
No Comments
Parents to the Rescue

If you’ve ever wondered how first-time buyers are affording ever-bigger down payments, BMO may have the answer: parental assistance.

May 6, 2015
No Comments
The BoC, Home Prices & Mortgage Rules

No rate cut surprises to report today. Canada’s key lending rate “remains appropriate,” said the Bank of Canada this morning. That’ll keep prime rate at 2.85% for now.

April 15, 2015
No Comments
Behind CMHC’s Premium Hike

On June 1 higher insurance premiums kick in for those buying a home with less than 10% down. These folks will cough up another 0.45 percentage points of their home’s value to get an insured mortgage.

April 12, 2015
No Comments