Today’s
Mortgage Rates
Specials
  • Variable Rate
    2.60%
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  • 1 Yr Fixed
    2.99%
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  • 3 Yr Fixed
    3.39%
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  • 5 Yr Fixed
    3.29%
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  • 7 Yr Fixed
    4.14%
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Last update: July 24, 2018
Mortgage Rates are subject to change without notice* View All Rates

Mortgage Checklist

This checklist shows you what you’ll need before you complete your mortgage application, so make sure to print out this page. Keep in mind that if you’re married, the lender will need a personal background, as well as financial and employment information on both you and your spouse.

New Property:
  • Copy of the signed Agreement of Purchase and Sale
  • Copy of MLS Listing (if purchased through a Realtor)
  • Address of new house and complete description of property
  • Contact information to obtain access to the house
  • If it’s a new construction, plans and specifications
  • Name, address, phone and fax number of your Lawyer
Personal Information:
  • Full Name
  • Date of Birth
  • Marital status
  • Number of dependents
  • Current address and phone number
  • Your addresses for the past 3 years
  • Your Social Insurance Number
Employment History:
  • Detailed information about your past three years of employment
  • Letter of Employment and recent pay stubs (occasionally, a T4 may be required)
  • If self-employed, two years of Notice of Assessments and 3 years of income tax returns
  • Written explanation of any gap in employment
  • Records of dividends and interest received
Assets:
  • Complete information on all bank accounts
  • Bank statements for the past three months
  • Confirmation that the down payment came from within your own resources
  • Current value of stocks, bonds, mutual funds and other investments
  • Current value of any RRSP’s
  • Value of life insurance (CSV)
  • Information on your cars, how much you owe or its current value
  • Information on real estate you own
  • Value of significant personal property
  • If any financial gift is provided by immediate family member(s), please keep record
Liabilities:
  • Itemized list of all debts, including loans, credit cards and other bills
  • Written explanation of any past credit problems
  • Full details of bankruptcy during the past seven years, if applicable

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Homefund Corporation
250 Ferrand Drive, Suite 407, Toronto, Ontario, M3C 3G8
Tel: (416) 696-9866 Toll-Free Tel: 1-888-588-6666
Fax: (416-696-9856 Toll-Free Fax: 1-888-588-2053
E-mail: info@homefund.com
FSCO License #: 10480